Intercom Pricing 2026: Seats, Fin Outcomes and Real Team Costs

Intercom's three plans, Fin at $0.99 per outcome, Copilot and the new-customer discount, worked out for teams of 3, 10 and 25. Prices checked October 2026.

By Jimmy Chang6 min read

Writes about knowledge bases and support workflows at Supahelp

The short answer

Intercom costs $29 to $132 per seat a month on annual billing, plus $0.99 for each Fin AI outcome. For a small team using Fin, the AI usually costs more than the seats.

Source: Intercom pricing page, October 2026

How much does Intercom cost?

Intercom charges for two things: seats for your team, and Fin, its AI agent, at $0.99 per outcome. Seats cost $29, $85 or $132 a month on annual billing, or $39, $99 and $139 monthly. New customers get the Essential plan for $19 a month on annual billing. These figures are from Intercom’s pricing page on 29 October 2026.

Intercom plans per seat a month, checked 29 October 2026
PlanBilled annuallyBilled monthlyWhat it adds
Essential$29 ($19 for new customers)$39 ($29 for new customers)Fin, Messenger, shared inbox and ticketing, public help center, prebuilt reports
Advanced$85$99Adds multiple inboxes, workflows, round robin, a private and multilingual help center, 20 free Lite seats
Expert$132$139Adds SSO, HIPAA support, SLAs, multibrand Messenger and help center, 50 free Lite seats

Only full seats can reply to customers. Lite seats are free on Advanced and Expert and give limited access for teammates who only collaborate internally.

How Fin’s $0.99 per outcome works

Intercom counts an outcome, and charges once per conversation, when one of three things happens:

  • the customer confirms their issue is resolved,
  • the customer doesn’t ask for more help after Fin responds, or
  • Fin completes a workflow, called a Procedure, including handoffs.

The second rule matters most. A customer who reads Fin’s answer and leaves without replying counts as an outcome, whether or not the answer solved their problem. When a teammate takes over from Fin under Human in the Loop, that conversation is not billed.

Intercom AI and add-on pricing
ItemPrice
Fin AI Agent$0.99 per outcome, on every plan
Fin on another help desk$0.99 per outcome, no seats, monthly minimum (for example 50 outcomes)
Copilot (AI assistant for agents)$29 per agent a month; 10 Copilot conversations per agent a month free
Pro (AI quality and performance tools, Operator)From $100 a month
Proactive Support Plus$99 a month

What 3, 10 and 25 agents pay

The table assumes the Essential plan on annual billing and 300 Fin outcomes a month, about ten a day. The last column uses the new-customer price.

Intercom Essential monthly cost with 300 Fin outcomes a month
TeamSeats at $29Fin outcomesTotalTotal at $19 a seat
3 agents$87$297$384$354
10 agents$290$297$587$487
25 agents$725$297$1,022$772

For a small team, Fin is the larger part of the bill. At three agents, 300 outcomes cost more than three times the seats. Copilot for every agent adds $29 each.

Monthly seat cost as a team grows, Essential billed annually, before FinMonthly cost as the team grows from 0 to 25 agents. Intercom Essential rises to $725 per month at 25 agents; Supahelp stays flat at $64 per month.$0$150$300$450$600$7500510152025Team size (agents)$725/mo$64/mo flatIntercom EssentialSupahelp
Monthly seat cost as a team grows, Essential billed annually, before Fin
Team size (agents)Intercom Essential monthly costSupahelp monthly cost
1$29$64
3$87$64
10$290$64
25$725$64
Monthly seat cost as a team grows, Essential billed annually, before Fin. Intercom Essential at the $29/seat/mo annual list price, seats only; new customers pay $19. Fin AI Agent is $0.99 per outcome on top. Supahelp Essential at $64/mo billed annually for unlimited staff, with 5,000 AI credits a month (about 500 AI answers) included. Source: Intercom pricing.

Discounts to ask about

  • New-customer pricing. Essential is 35% off on annual billing and 25% off monthly for new customers. The pricing page does not say how long the discount lasts, so ask before you budget around it.
  • Early-stage startups. Intercom advertises 93% off for eligible startups.
  • Fin on its own. If you already have a help desk, Fin can run on it at $0.99 per outcome with no Intercom seats, subject to a monthly minimum.

Is Intercom worth it?

  • Intercom is worth it if most support happens in chat inside your product, and an AI agent that resolves conversations on its own is worth $0.99 each to you.
  • Look elsewhere if you don’t need live chat, or you want a price that stays the same as AI use grows.

See how Fin’s price compares with Zendesk, Help Scout and Freshdesk in cost per AI answer, or our list of Intercom alternatives.

Frequently asked questions

How much does Intercom cost per month?

$29, $85 or $132 per seat a month for Essential, Advanced and Expert on annual billing, or $39, $99 and $139 monthly. New customers pay $19 for Essential on annual billing. Fin is $0.99 per outcome on top.

What counts as a Fin outcome?

Intercom counts an outcome when the customer confirms their issue is resolved, doesn't ask for more help after Fin responds, or Fin completes a workflow (a Procedure), including handoffs. It charges once per conversation.

Is Intercom's $19 price permanent?

The pricing page shows it as a 35% saving for new customers on Essential with annual billing and doesn't say how long it lasts. Confirm the renewal price before you sign.

Can I use Fin without Intercom's help desk?

Yes. Fin works with other help desks, including Salesforce, at $0.99 per outcome with no seat costs, subject to a monthly minimum.